PYQKOSH – Terms of Use

Last Revised: January 20th, 2026

These Terms of Use (“Terms”) govern your access to and use of the PYQKOSH website, platform, and related services (collectively, the “Service”).

By accessing or using PYQKOSH, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree, you must not use the Service.

1. About PYQKOSH

PYQKOSH is an online exam-preparation platform that provides:

Topic-wise and subject-wise Previous Year Questions (PYQs)
Structured exam analysis
Practice modules
Performance tracking tools
Exam-focused study resources

The platform supports aspirants preparing for examinations such as:

UPSC Civil Services Examination
SSC CGL
IBPS PO
Various State-level Public Service Commission and other competitive examinations

PYQKOSH may update, modify, suspend, or discontinue any part of the Service at its sole discretion.

2. User Registration & Account Responsibility

By registering on PYQKOSH, you agree:

To provide accurate, current, and complete information.
To maintain confidentiality of your login credentials.
To be fully responsible for all activities under your account.
Not to share your account with friends, relatives, or any third party.
To update your information whenever required.

PYQKOSH reserves the right to suspend or terminate accounts found engaging in misuse, credential sharing, or policy violations.

3. Communications Consent

By creating an account, you consent to receive:

Account-related notifications
Transactional emails
Important updates regarding services
Promotional communications (you may opt out of promotional emails anytime)

This applies irrespective of DND/DNC registration, to the extent permitted under applicable law.

4. Subscriptions & Payments

4.1 Subscription Plans

PYQKOSH may offer:

Monthly plans
Quarterly plans
Annual plans
Special limited-time access plans

Pricing may change at any time at our discretion.

4.2 Payment Processing

Payments may be processed via third-party payment gateways. By making a purchase, you authorize recurring billing where applicable.

PYQKOSH is not responsible for errors caused by third-party payment providers.

5. Cancellation & Refund Policy (Important)

✅ 15-Day Cancellation Policy

You may request cancellation within 15 (Fifteen) days from:

The date of purchase, or
The date access credentials are issued (whichever is earlier).

If cancellation is requested within this 15-day period:

Refunds will be processed after verification.
Refunds will be made to the original payment method.
Processing may take up to 14 business days.

❌ No Refund After 15 Days

After completion of 15 days from purchase/access:

No cancellation will be accepted.
No refund will be provided under any circumstances.
Partial usage does not qualify for partial refund.

By purchasing a subscription, you acknowledge and agree to this refund structure.

6. Free Trials (If Applicable)

If a free trial is offered:

It may automatically convert into a paid plan unless cancelled before the trial ends.
Cancellation must be done before the trial expiry date.

7. Intellectual Property Rights

All content on PYQKOSH including:

Question classification systems
Topic-wise structuring
Data analytics
Platform UI/UX
Branding and logos

are the exclusive intellectual property of PYQKOSH unless otherwise stated.

You may not:

Copy, reproduce, scrape, republish, or redistribute content.
Create a competing platform using PYQKOSH’s structured content.
Use automated bots or scraping tools.

Unauthorized use may result in legal action.

8. User Conduct

You agree not to:

Upload unlawful, harmful, defamatory, or abusive content.
Attempt to hack, reverse engineer, or disrupt the Service.
Misrepresent affiliation with PYQKOSH.
Violate any applicable law of India.

Violation may result in immediate termination without refund.

9. No Guarantee of Exam Success

PYQKOSH provides structured preparation tools. However:

We do not guarantee exam qualification.
We do not guarantee rank, score, or selection.
Performance depends on individual effort and preparation.

The Service is provided on an “as is” basis.

10. Limitation of Liability

To the fullest extent permitted by law, PYQKOSH shall not be liable for:

Indirect or consequential damages
Loss of data
Loss of profits
Examination failure

Total liability shall not exceed the amount paid by you in the previous 12 months.

11. Termination

PYQKOSH may suspend or terminate access:

For violation of these Terms
For misuse of content
For fraudulent activity
Or at its sole discretion

Certain provisions (IP rights, liability limitations, indemnification) will survive termination.

12. Privacy

Use of the Service is also governed by the PYQKOSH Privacy Policy.

13. Grievance Redressal

In accordance with the Information Technology Act, 2000 and Consumer Protection (E-Commerce) Rules, 2020:

Grievance Officer: Aryan
Email: mearyan99@gmail.com
Address: Block-E, 1922, Rajajipuram, Lucknow, Uttar Pradesh, India, 226017

We aim to respond to grievances within a reasonable time.

14. Governing Law & Jurisdiction

These Terms shall be governed by the laws of India.

Any disputes shall be subject to the exclusive jurisdiction of the courts located in: Lucknow

15. Changes to Terms

PYQKOSH reserves the right to update these Terms at any time.
Changes become effective upon posting. Continued use constitutes acceptance of revised Terms.